My opinion is the latter.
Is there really nothing more important than money?
If there is nothing more important than money, wouldn't it be too vain?
The people around me, the sunny weather with no clouds, the time with good people, my school days that I can never experience again...
If these things aren't important, what's the use of money?
What's the point of having a lot of money if you don't feel these things are important?